For Homebuyers in NC and SC

10K Mortgage Assistance Program

Unlock the door to your new home with the 10K Mortgage Assistance Program, exclusively available through GMCC agents. This program is designed to support underserved homebuyers in over 100 counties across North and South Carolina, making homeownership more attainable with financial assistance for closing costs and down payments.

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10K Mortgage Assistance Program

Available For

Homebuyers in NC and SC


Receive Up To $10,000

Qualified buyers can receive up to $10,000 in assistance, which does not need to be repaid and is not considered a lien or government grant.


Purchase-Only Transactions

For owner-occupied, purchase-only transactions. Non-occupancy is not permitted.


Available for Conforming, FHA, and community opportunity loan programs.


Income Limits:

Assistance is subject to Median Family Income (MFI) limits, with special considerations for first-generation buyers or those in majority/minority income areas. For example, in Wake County, the income limit can reach up to 150% of MFI ($175K) or even 200% MFI ($234K) under certain qualifications.

Broad Eligibility:

Open to buyers moving to or from qualifying areas, or purchasing homes in low/moderate-income tracts. First-time homebuyer status is not required, but applicants cannot own another property at closing.

easy process

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GMCC is dedicated to making the mortgage process easy. Our culture is based on honesty, humility, integrity, and service.
Apply now for a better mortgage experience through General Mortgage Capital Corporation.

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