highlights of

FHA Loan

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, designed to make homeownership more accessible to those with lower credit scores and smaller down payments.

Ideal for first-time homebuyers, this program allows for down payments as low as 3.5% and is more forgiving of past credit challenges. FHA loans come with competitive interest rates and are available in a variety of terms, making them a popular choice for individuals looking to enter the housing market with a more manageable financial threshold.

Buy a Home With As Low As 3.5% Down Payment

  • 3.50% minimum down payment required on purchase.

  • Minimum credit score 580

  • Fixed and adjustable rates are available.

  • No prepayment penalty

FHA mortgages offer a path to homeownership with less stringent credit and down payment requirements, making them a viable option for a wide range of borrowers.

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Who qualifies for an FHA Loan?

Almost anybody can get an FHA loan.
There are no income limits, but there are limits on how much you can borrow.

PURCHASE REFINANCE

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GMCC Specials

Our special programs provide a viable option of those who desire homeownership, but may not be eligible for other, more conventional lending options.

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