Key Features

40% Down Non-QM Loan Program

Low Down Payment: Just 40% down to secure your loan.
No Income or Employment Checks: Simplify your loan process without the hassle of traditional income or employment verification.
No DTI Ratio Concerns: Your debt-to-income ratio won't stop you from qualifying.
Visa Flexibility: All visa types accepted (including F, B, J, etc.), making it perfect for foreign nationals.
Special Loan Program for Foreign Nationals: Tailored to meet the needs of international borrowers.

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Low Down Payment

Enjoy

Simpler, Faster, and Easier Home Financing

Whether you're looking to buy your dream home or invest in property, our Non-QM loan program is designed to make the process straightforward and stress-free. No income verification needed, and we welcome a wide range of visa types.


30-Year Fixed Rate
stable payment with a 7.25% APR

(7.54% effective as of 2/28/2024)


Lower Rates Available

Inquire about our 10-year ARM options for loans up to $2 million, with potential exceptions for amounts over $2 million. Available in selected counties/states.


Gifted Down Payments:

100% of your down payment can be gifted, offering you more flexibility.

Investment Opportunities:

Up to 50% LTV for rental properties or cash-out refinancing options.

Don’t Miss Out on

Our Exclusive Non-QM Loan Program!

Contact us today to explore how our flexible lending solutions can help you achieve your homeownership or investment goals.

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